E’ possibile assicurare qualsiasi tipo di strumento musicale, sia classico che elettronico.
Nelle polizze Strumenti Musicali è incluso lo smarrimento?
No, lo smarrimento non è incluso.
Ho più strumenti musicali, posso assicurarli insieme oppure devo stipulare più polizza?
E’ possibile assicurare tutti gli strumenti con una singola polizza elencandoli attraverso l’apposita funzione “aggiungi strumento” presente nel nostro preventivatore.
Qual è la differenza tra la formula a stima accettata e quella a valore dichiarato?
con la stima accettata, in caso di sinistro, la compagnia non richiede la verifica del valore dello strumento, mentre con il contratto a valore dichiarato si. Questo fa una grande differenza nella tempistica di gestione dei sinistri che si riduce notevolmente con la forma contrattuale a stima accettata.
Quali sono le franchigie inserite in polizza?
Vedi tabella allegata.
Quali sono le garanzie offerte dalla polizza assicurativa?
Lo strumenti musicale assicurato è coperto anche durante l'utilizzo?
Sì con la clausola IMPIEGO MOBILE.
E’ obbligatorio fornire documenti che provino il valore degli strumenti musicali?
No, cambia la formula contrattuale con cui viene emessa la polizza assicurativa. Se vengono forniti i documenti si emette il contratto a “stima accettata”, se non vengono forniti si emette il contratto a “valore dichiarato” (in questo caso viene richiesto di caricare in piattaforma le fotografie con i numeri di serie degli strumenti che si desidera assicurare)
Chi si occupa della valutazione degli strumenti musicali?
Ci dobbiamo avvalere di terzi esterni specializzati. Siamo comunque disponibili a valutare stime fornite dal Cliente da suoi esperti di fiducia.
Chitarre elettriche, bassi
elettrici e strumenti a corda in
genere
da 500,00 a 2.500,00
50,00
da 2.501,00 a 5.000,00
100,00
da 5.001,00 a 8.000,00
125,00
da 8.001,00 a 10.000,00
150,00
da 10.001,00
200,00
B
Tastiere e pianoforti elettrici
da 500,00 a 1.000,00
50,00
da 1.001,00 a 4.000,00
100,00
da 4.001,00 a 7.000,00
125,00
da 7.001,00 a 10.000,00
150,00
da 10.001,00
200,00
C
Componentistica Batteria
fino a 250,00
0,00
da 251,00 a 500,00
30,00
da 501,00 a 1.500,00
50,00
da 1.501,00 a 5.000,00
100,00
da 5.001,00 a 10.000,00
150,00
da 10.001,00
200,00
D
Amplificatori in genere,
Effetti per chitarra e bassi,
accordatori, metronomi
Fino a 500,00
0,00
da 501,00 a 1.000,00
50,00
da 1.001,00 a 2.500,00
100,00
da 2.501,00 a 4.000,00
125,00
da 4.001,00 a 5.000,00
150,00
oltre 5.000,00
200,00
E
Effetti (Modulizer, Virtualizer,
Feedb. Destroyer ecc.),
accessori MIDI per tastiere,
Moduli di accompagnamento
e sequencer, moduli sonori,
tastiere master e controller
MIDI
Fino a 500,00
0,00
da 501,00 a 1.000,00
50,00
da 1.001,00 a 2.500,00
100,00
da 2.501,00 a 4.000,00
125,00
da 4.001,00 a 5.000,00
150,00
oltre 5.000,00
200,00
F
Amplificatori
digitali/analogici, casse
attive, casse passive,
attrezzature da DJ, DJ Mixer,
Campionatori, Computer e
Periferiche, Interfacce MIDI e
DAT, Mixer e Controller da
Studio, Monitor da studio,
Processori da dinamica ed
effetti, Registratori
Multitraccia digitali,Registratori portatili digitali,
Schede audio
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